Comments on: Pennsylvania car insurance?

By: namrepus

namrepus — Mon, 17 May 2010 09:40:28 +0000

You dont need a car insurance for your own as long as your parents included you on their policy. You can try to seek some advice from car insurance agents or try to visit some car insurance site. For your reference check this cheap car insurance site for an easy access from some car insurance provider youre looking for. Goodluck…

By: Sue

Sue — Sat, 15 May 2010 05:49:36 +0000

If you are living in a dorm at college, you are still considered a resident relative in your parents’ household, therefore, you still need to be covered on their auto policy. PA is a PIP state & even if you are a passenger in another vehicle, your medical will come from their policy as a resident relative. Anyway, if you are at school, over 100 miles away, without a vehicle, you will get a significant discount on the policy. If you are a female away at school, you would be rate class would be what is known as “all other” which is the adult driver rate, which will cost your parents little to nothing to have you listed as a driver. If you are male, your rate is a little higher (but rated as a married male which reduces the rate significantly also). Have your parents call their insurance company to get a rate. The agent can explain this all to them.

By: Pengy

Pengy — Wed, 12 May 2010 11:51:33 +0000

No live in PA myself and just because you have a license does not mean you have to have insurance, only if you own a car

By: librarymouse06

librarymouse06 — Tue, 11 May 2010 14:35:40 +0000

Your parents have insurance that is part of their plan that would cover you while you are driving their car. As long as you are a licensed driver in the Commonwealth and have their permission to drive the car. So you do not need car insurance.