Comments on: Pennsylvania insurance laws? Reguarding coverage of stolen cars? http://pennsylvaniaautoinsuranceblog.com/108/pennsylvania-insurance-laws-reguarding-coverage-of-stolen-cars/ Get the lowest possible quotes for Pennsylvania Auto Insurance! Sat, 12 Jun 2010 09:52:02 +0000 hourly 1 http://wordpress.org/?v=3.1.3 By: Steve in Kansas City http://pennsylvaniaautoinsuranceblog.com/108/pennsylvania-insurance-laws-reguarding-coverage-of-stolen-cars/comment-page-1/#comment-579 Steve in Kansas City Fri, 07 May 2010 06:21:25 +0000 http://pennsylvaniaautoinsuranceblog.com/108/pennsylvania-insurance-laws-reguarding-coverage-of-stolen-cars/#comment-579 No. Uninsured Motorist-Property Damage (UMPD) or Collision are your only 2 options to get your car fixed. If you don't have collision and you live in a state that does not have UMPD coverage, you are on your own and would have to pay for your own repairs. No.

Uninsured Motorist-Property Damage (UMPD) or Collision are your only 2 options to get your car fixed.

If you don’t have collision and you live in a state that does not have UMPD coverage, you are on your own and would have to pay for your own repairs.

]]> By: Sue http://pennsylvaniaautoinsuranceblog.com/108/pennsylvania-insurance-laws-reguarding-coverage-of-stolen-cars/comment-page-1/#comment-578 Sue Thu, 06 May 2010 10:27:29 +0000 http://pennsylvaniaautoinsuranceblog.com/108/pennsylvania-insurance-laws-reguarding-coverage-of-stolen-cars/#comment-578 No, the owner of the stolen car has no liability so their insurance will not pay it. The damage to their vehicle would be covered under comprehensive if they have it. It should get paid under your uninsured motorist property damage (some states have odd uninsured motorist property damage (UMPD) laws - in which case, it would be paid under collision but you have to have that coverage). If you are paid under UMPD and you have collision too, there is no deductible. If you do not have collision there is a deductible ($150 to $250 normally). Hope this helps you. No, the owner of the stolen car has no liability so their insurance will not pay it. The damage to their vehicle would be covered under comprehensive if they have it. It should get paid under your uninsured motorist property damage (some states have odd uninsured motorist property damage (UMPD) laws – in which case, it would be paid under collision but you have to have that coverage). If you are paid under UMPD and you have collision too, there is no deductible. If you do not have collision there is a deductible ($150 to $250 normally). Hope this helps you.

]]>