Do I need Car Insurance to drive with a learners permit?
Mar 4th, 2010 by AutoInsGuy
Cody asked:
i live in Pennsylvania, i was told that i do not need car insurance to drive with a learners permit and i am 16. can anybody confirm, disprove, and/or explain more in depth?
Ramon
Cody you must have insurance no matter what your status, specially if just learning to drive.
This can be on your folks insurance, so check with them.
no depth/no insurance no drive/your not exempt
No. In fact with only a learners permit, you’d be hard pressed to even get insurance. With a permit, you will never be in the car alone. As long as the car you are using has insurance, the person with you in the front seat is considered the “driver”, not you, and it is his job to keep you from having an accident, which is why he is required to be in the front seat where he can take over if needed.
Once you have a real license, and can drive alone, that is when you will need to be actually named on the policy.
**YOU** do not need insurance, but being on a permit you must be in a car with a valid driver. So the driver or the owner of the car must have insurance that covers drivers other than the registered owner, most likely only available under full comprehensive insurance.
When you get behind a wheel and start the car, it must be insured. It’s probably going to be your parents’ insurance covering you.
based upon your situation,I believe that you might find something helpful here
autoinsurance.noneto.com – try this one. I have their car insurance and, as I know, they can provide such a service.